Foreclosure is one of the most difficult situations facing homeowners today. San Diego has more than its share of homeowners behind in their mortgage payments wondering what to do. When a bank decides they have no choice but to initiate foreclosure, what is a homeowner in San Diego to do?
Stop Foreclosure San Diego
Getting foreclosed on by your bank is a serious matter. It can follow your name around for years. I’m here to tell you that until foreclosure actually happens, you still have options. Whether you have a house in Pacific Beach, La Jolla, Chula Vista or anywhere in between in the San Diego area, you can stop foreclosure. Let’s look at some of your options:
Loan Modification — Many people facing foreclosure who wish to keep their house often speak with their bank about a loan modification. It’s certainly worth exploring but few people are actually successfully qualifying and staying qualified in these programs. Many homeowners end up right back where they were — or worse. Before deciding to pursue a loan modification, ask yourself if it’s still the right decision for your long-term financial future.
File Bankruptcy — Ask your attorney if this is a viable option for you. Some people in preforeclosure will file bankruptcy in order to prevent foreclosure from happening. Just understand that this is usually temporary relief only — you’ll need to figure out how to handle your debt at some point. Filing bankruptcy doesn’t necessarily give you a free pass to start all over. Consult an attorney to explore this – the information contained here should not be considered legal advice.
Sell Your San Diego House Fast — Of course, one of the best ways to stop foreclosure San Diego is to sell your house for cash. If your bank has actually scheduled an auction date, then time is very important. Even if there’s no foreclosure sale date just yet, it’s still better to act NOW instead of later — waiting only increases the debt you’ll owe your bank and can make a sale even more difficult. Waiting only makes things worse.
Selling Your House to Avoid Foreclosure
Selling your house fast in San Diego to an investor like us can be the best way to put a difficult mortgage behind you and move forward. Because we buy houses San Diego professionally, we can be your #1 solution to move forward again.
Benefits of Selling Your House to San Diego Fast House Buyers
- You pay no agent fees – that saves you THOUSANDS of dollars.
- You can sell your house in its current condition – even real fixer uppers are OK.
- You can sell your house quickly, in as few as 10 days if time is very important.
- Keep your sale private. You can sell your house without it showing up on the public MLS.
- You can protect your credit from a nasty foreclosure.
If you need to stop foreclosure San Diego, then talk to us today. Either CALL 619-327-9702 or CLICK HERE. We want to be your #1 solution to help put this foreclosure behind you once and for all. Allow us the opportunity to help – we’re waiting to hear from you.